I did something that I haven’t done before: I put buy orders in for my entire year’s worth of stock purchases in January. I figure that this way, I can set it and forget it and maintain a better price discipline.

An interesting question is what happens if the stock market tanks and all my buy orders trigger in the next weeks and I end up in a huge negative cash position?

I guess my answer is: that’s good, I would have managed to buy everything at the price that I targeted! I could try to accelerate deposits (hopefully from bonus) and in the worst case, just pay the margin fees.